Things to Consider Before Filing for Bankruptcy

Responsible Consumer Protection in Central New York

Before filing for Chapter 7 or Chapter 13 bankruptcy in New York, there are many important considerations and choices to make (regarding the process). There are also things that you should know before filing for bankruptcy.

Orville & McDonald Law is here to help you through the process and provide the answers and information you need to make informed choices. Attorneys Peter A. Orville and Zachary McDonald and their staff make themselves readily available to clients. You should not hesitate to contact our firm for the answers that you need.

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Beginning the Process of Bankruptcy

One of the most important decisions to make regarding your bankruptcy is when to hire an experienced bankruptcy lawyer. We offer a free initial consultation where we can talk about your unique circumstances and figure out the best options to improve your financial situation. We will spell out all of the items that you will need to gather for filing and will let you know the benefits and consequences for filing in New York State.

Typically, you will need to gather any property deeds, vehicle titles, mortgage information, tax bills, pay stubs, W2 forms, tax returns and recent credit card statements. Our firm will send you a package of envelopes outlining precisely what is needed and allowing you to bring that information to us to begin the process of filing for bankruptcy.

We will also inform you of deadlines and obligations to attend a meeting of creditors or a bankruptcy hearing in your case. Your

Your attorney will represent you in those meetings and will look after your rights and best interests.

Make the right decision by contacting us today and setting up an appointment. We will help stop creditor harassment and will begin to get your financial life back on track.

Call us at (607) 770-1007 for consumer bankruptcy protection and debt relief. We help families and individuals throughout Central New York, including Binghamton, Johnson City, Endwell, Endicott, Vestal and surrounding cities.