Orville & McDonald Law, P.C.

Bankruptcy Law Firm in Binghamton, NY

Call us: (607) 770-1007
Mon – Fri 9am–5pm

An Overview of Personal Bankruptcy, Farm Bankruptcy and Business Bankruptcy in New York

The lawyers at Orville & McDonald Law, have spent over 25 years helping our clients through the difficult and complex process of bankruptcy in Central New York and the Southern Tier. An experienced debt relief lawyer can answer your questions and help you understand the benefits and the consequences of filing for bankruptcy.

Our firm will help you learn about:

About You

Individuals who file for bankruptcy come from all walks of life and all levels of income. Learn about some of our clients and how we treat them at our firm.

Debt Relief

Chapter 7 Bankruptcy

Learn about the process of Chapter 7 personal bankruptcy, which can get rid of most kinds of debt and help you reclaim your financial future.

Chapter 13 Bankruptcy

In cases of Chapter 13 bankruptcy, we help clients discharge their debts at the end of a three- to five-year repayment plan. Chapter 13 bankruptcy can help you keep your house, your car and other exempt assets.

Chapter 12 Bankruptcy

Chapter 12 farm bankruptcy, is designed for “family farmers” or “family fishermen” with “regular annual income.” It enables financially distressed family farmers and fishermen to propose and carry out a plan to repay all or part of their debts. Under Chapter 12, debtors propose a repayment plan to make installments to creditors over three to five years. Chapter 12 farm bankruptcy is more streamlined, less complicated and less expensive than Chapter 11, and has some powerful tools for farmers that are not available in Chapter 13.

Chapter 11 Bankruptcy

Chapter 11 bankruptcy cases are designed to help business and individuals who do not qualify for Chapter 13 to “reorganize” their debts.

Bankruptcy Myths

Will bankruptcy ruin my credit? How much does the typical bankruptcy cost? What is debt reorganization? Learn about the myths associated with consumer bankruptcy.

Debt Relief

Before Filing for Bankruptcy

Learn about what you can do and what you should know before filing for bankruptcy. There are steps that you can take to make the process easier.

Life After Bankruptcy

Many people who are hesitant to file for bankruptcy believe that the recovery process is slow and difficult. Learn about what it is really like after filing for bankruptcy.

Stopping Creditor Harassment

You can stop threatening and harassing phone calls, bills and letters from creditors by filing for bankruptcy. If the harassment continues, we can sue the creditor

Bankruptcy Alternatives

Learn about alternatives to bankruptcy, including debt reorganization and more. We can help you solve your financial problems, (even if you end up going somewhere else).

Bankruptcy Glossary

Learn about some key terms of bankruptcy and the bankruptcy process. The more you understand bankruptcy, the easier the process will go.

Contact our firm today to ask us questions about filing for bankruptcy in New York State. Our firm is available Monday through Friday, from 8:30 a.m. to 5:00 p.m. We offer a free initial consultation to discuss your situation.


30 Riverside Dr.
Binghamton, NY 13905


Our Service Area

The Consumer Bankruptcy Center of Peter A. Orville is located in Binghamton, New York, and serves communities in central New York including in and around the cities of Binghamton, Syracuse, Vestal, Johnson City, Ithaca, Cortland, DeWitt, Oswego, Fulton, Fayetteville, Auburn, Utica, Rome, Cazenovia, Endicott, Owego, Oneonta and Norwich; and the counties of Broome County, Onondaga County, Oswego County, Tioga County, Tompkins County, Chenango County, Delaware County, Cortland County, Oneida County, Madison County, Herkimer County and Otsego County.

Call us for consumer bankruptcy protection and debt relief.

(607) 770-1007

Orville & McDonald Law offers a free initial consultation with a lawyer to discuss your options. We are located near Lourdes Hospital and downtown Binghamton, and are open from 8:30 a.m. to 5:00 p.m., Monday through Friday.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.